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The Friday Playbook **SPECIAL EDITION**
The Friday Playbook **SPECIAL EDITION**

Fri, Jan 09

|

Live Zoom Session

The Friday Playbook **SPECIAL EDITION**

2026 Forecast

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Time & Location

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Jan 09, 2026, 8:30 AM – 9:00 AM PST

Live Zoom Session

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Contact

(702) 757-8131

bill.gaylord@ccm.com

Office

7885 W Sunset Road, Suite 140
Las Vegas, NV 89113

Branch NMLS 1628467

Licensed In

Arizona (1006184), California (CA-DOC680603),

Nevada (61252), Utah (12887934)

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© 2026 Gaylord-Hansen Team. All Rights Reserved.

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Equal Housing Opportunity. CrossCountry Mortgage, LLC. NMLS3029 NMLS1437924 NMLS1628467 (www.nmlsconsumeraccess.org).

All loans subject to underwriting approval. Certain restrictions apply. Call for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the federal government. CrossCountry Mortgage, LLC is not affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency. Certificate of Eligibility required for VA loans. By refinancing, the existing loan total finance charges may be higher over the life of the loan. For more licensing and disclosures, see crosscountrymortgage.com/licensing-and-disclosures.
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TESTIMONIALS
Compensation was not paid in exchange for any testimonial on this site. Individuals pictured may not be that of the endorsers and are for display purposes only.


REFINANCING

Refinancing may result in higher total finance charges over the life of the loan.
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RATE ASSUMPTIONS
Rates displayed are subject to change and assume that you are buying or refinancing an owner-occupied single-family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. (Points include any origination, discount and lender fees.) On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. Please call for a customized rate and payment quote.

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STATE LICENSING
AL - AL Consumer Credit License 21018

AZ - Main Office Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0919020
CA - Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act No. 4131098. California - DFPI Residential Mortgage Lending Act License

NV - NV Mortgage Company License 3259. Supplemental Mortgage Servicer License No. 4352

UT - Licensed as a DRE Mortgage Entity No. 8071063. UT-DFI Residential First Mortgage Notification

VA - Licensed by the Virginia State Corporation Commission

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